Vehicle financing starts with their purchase and it goes without saying that everybody wants to get the best price possible.  Arval is one of the biggest clients of all brands of vehicles on the market and we offer you, with the support of our parent company BNP Paribas,  the best purchase conditions in the form of sole financing.  Purchase conditions are however, only one of the criteria that assure an attractive price for the client.  Therefore, for financing to be truly beneficial, it must be coupled with ensuring the maximum resale value of the vehicle when the contract ends.  Various methods are used to get the best prices.  Arval's Internet auctions have proven an efficient way to do this.

• Operational leasing optimizes your accounting:  Instead of tying up precious financial resources investing in a fleet, your only expenses become operating costs.  This type of financing has no impact on the structure of your balance sheet which in turn protects the financial capacity of your company.

Briefly:

• you do not tie up any capital.
• You decrease capital expenses
• capital and financing are freed up for use on productive investments
• you create a direct tax shield by decreasing your tax obligation.

• Precise cost planning is enabled by transferring risks to Arval:  Leasing vehicles allows you to have a fixed monthly expense which you know in advance for the period covered by the contract.  The contract takes into account the vehicles and separate services you select.  There are no unexpected surprises and your capital is not subjected to any shocks.  By entrusting your fleet management to Arval you also transfer all associated financial risks to us:

• mechanical failure risk
• unexpected expenses
• financial risks associated with the purchase and maintenance of the fleet
• re-sale risk

• Flexibility: your contract can be changed!  A long-term lease allows you to adjust the terms of your contract to your actual vehicle use as needed.  You may change one or more of the following conditions of your contract for this purpose, without limitations or added expense:  length of contract and/or allowed mileage.  Your fleet budget is always adjusted to reflect your actual use of the vehicles perfectly!

• Decrease fleet taxes and fees:  Arval will advise you concerning the latest tax regulations, saving you money on taxes and fees.

• Decrease your VAT:  VAT for long-term leases is not calculated using the entire price of the vehicles, but only on the difference between the initial acquisition price and the expected residual re-sale value at the end of the contract, and only on the amount of time that the contract has been in force.  VAT is applied to the monthly payments which means it is distributed evenly over the contract period and includes all provided services.